OK. I haven't written a check in years. Not since I recieved my first CheckCard. Anyway, I received a couple of letters from some company demanding payment for some check to a place I never been. So, knowing that I'm 100% clear, I fired a letter to them. Forget the Validation, forget the "normal" routine. I basically told them I will sue them if they ever sent me another letter -at all- I will sue them for fraud. I also told them if i ever receive a letter from any other comapny about this same check, I would sue them for passing on fraudulent accounts. Anyway, I received a nice letter apologizing for their mishap and that it won't happen again. OK. that's done. Now to my point. The company is in one region of the country while the letters are postmarked from another region. I know they don't have offices in the region they were shipped from because I called and asked. Why would these mailings come from another side of the country...At home envelope stuffers...I doubt it. I'm gonna investigate this because something is ugly about this. I think the "Letterhead" company leased-out their name to another company to intimidate consumers. I want to nail them for this...
Forget the validation? Forget the normal routine? The normal routine is for exactly these circumstances. Somebody claims you owe money and you don't. Dispute the debt, demand validation. Why on Earth would you abandon the normal routine the moment when you face the circumstances it was designed to protect you from? There are companies that sub-contract printing and mailings. You see, it's a huge pain for a company to handle their own outgoing mail. For a small fee, you can hire a printing company that already has machines to stuff envelopes, that already has a bulk-mailing permit, and have them do it for you. If the order is large enough, the savings in postage for using someone else's bulk-mailing permit just about covers the cost of printing and stuffing. With modern business, you can just e-mail them your database which they will merge with your form letter, and it could go out from anywhere. In short, you can give Mulder and Skully the week off, there is no conspiracy here.
Re: Re: Here's what's next 4 me. The normal routine is for debt you know youe owe/think you may owe. I know for a fact that the check isn't mine, so I nipped this one in the butt. If this ever surfaces again, they know the consequences Thx for clearing-up the mail stuffer thing. I can let it go now.
Re: Re: Re: Here's what's next 4 me. Like Mycroft said... this situation *is* exactly what the 'normal' routine is for. A lot of people around here use it as a stall tactic or in hopes that the creditor won't be able to validate a debt that you do owe, but it really is meant to be used by people who do not own a debt that someone is trying to collect on. Brett
