As a long-standing member of the 500 Club, i want to say that my new auto loan dropped my score 14 points. My goal is to get a mortgage in 2 years. I want to meet people who were in my situation and are now homeowners.
What is your situation, exactly??? Do you have collections, public records, bankruptcy??? charge offs..... lates????
Hey Diva...! Anyway check this website out for your mortgage woes..http://www.naca.com...I am going thru them right now..Mtg will probably be with BofA..Gtd 1% lower than current rate. Can't beat it.
I just received my updated TU report- they show my tax lein as released - woohoo, I'm sure it makes no difference in my report though
Re: Hey! All members of the "500" c Please let me know. I have tax liens that show "paid, release not recorded." Where I live, I have to pay fees to file the release letters, however, they stay on my report as a new negative public record for 7 years from the date they are paid. I wonder if showing as released will make any difference at all.
Re: Hey! All members of the "500" c I'll be there (I'm already square, heehee). My EQ was 618 about a month ago. CE is 599 as of today (went up 9 points in the past 7 days, probably b/c cell account hit one year).TU, don't know... I have 2 judgments, and 3 charge off cc's to work on. Waiting on round one results...