Hey Carrot...

Discussion in 'Credit Talk' started by S.D., Dec 11, 2000.

  1. S.D.

    S.D. Guest

    I left a message w/ Monogram bank. I never got a call back, but I did get a denial letter for the Old Navy card about 2-3 weeks later. Have you had any luck?
  2. Carrot

    Carrot Guest

    I haven't applied yet--I'm waiting for some old derogs to fall off at the end of the month. What did they state as the reason for the denial?
  3. S.D.

    S.D. Guest

    1. Delinquent past or present credit obligation(s)
    2. Lack of recent bank revolving info
    3. average age of accounts

    They pulled my report from TU.
    Reason #1 is what I'm woking to have removed. It's a SHARED account(not JOINT) w/ my bf, and the lady at equifax said I wouldn't have had to sign for anything. But the thing is, my bf never received this "ACE credit Repair Kit" from United Credit National Bank. We don't even remeber ordering that. So yeah, we're both disputing at the moment.
    Just though I'd share =)

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