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Discussion in 'Credit Talk' started by roni, Oct 22, 2000.
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Not Dog, but I may be able to
I had the Secured Optima for about 6 months b/c they wouldn't give me a regular card (no bad credit- just new to it) and I applied for a Gold Card and was declined. At the same time, Dog was getting his application handled and was sharing his advice with us here...so I did as he did (called 1-800-THE-CARD and asked to speak to someone at the Centurion Bank) and they were able to discuss my application with me and the guy then approved it for me.
Dog's reason for the BK was medical and he got a rep who was sympathetic to that. Since all you have are defaulted student loans, you may be able use a cute voice and laugh at some insanely stuid jokes (in the event that you get a rep with a sense of humor) and basically kiss a little ass and you should have no problem getting a card!
Hope this helps! Let me know!
RE: Hey Dogman, I have a quest
I think they will give you a Green when you apply -
I think they will want at least 6-12 months B4 Gold upgrades- unless you have othewr good accts, no credit etc.
I think Jo got changed or upgraded a couple of times - but for me - I got the Green Card!
RE: Not Dog, but I may be able
Thanks for the advise. I will try it and see how it goes. I Nov makes 6 months with the secured card.