You seem to know quite a bit about FCRA laws and wondered if you could address this topic. I have two positive accounts on my Equifax report that aren't on my TU or Experian. I read that I can write them and ask them to add the accounts. Do you know anything about this, and what would you suggest for best results? Thanks!!!
: Hey, Cream I am not lizardking, obviously, but I think I have an answer. Credit bureaus will not accept info from another credit bureau. But you as a consumer have the right to add positive info. There is a form letter in my credit repair book on how to do this and if you are interested Cream, I will post it here for you. roni
Re: : Hey, Cream Date: Name of Credit Bureau Address of Credit Bureau City, State, Zip To Whom It May Concern: In reviewing the credit file you maintain on me, I have discovered that my credit record fails to include information that I know is important to providing a complete portrait of me as a credit-using consumer. I therefore request that you add the following information to my credit report: Creditor: Creditor Address Account Number Account Type Creditor: Creditor Address Account Number Account Type If you need additonal information from me, I can be reached at (area code/telephone number and mailing address). Please let me know if there is a fee for this service. Thank you for your attention to this matter. Sincerely, Signature Your name Address SS# DOB roni PS. this is just one of 3 sample.
Re: : Hey, Cream Not at all. They are shorter. Sample 2 Date Name of Credit bureau address of credit bureau City, STate, Zip To Whom It May Concern: I would like you to please list the following credit references on my crdit report. Creditor's Name Creditors Address Account number Please send me an updated credit report as soon as the above has been added. If there is any fee for adding this information please advise. Thank you for your assistance in this matter. Sincerely, Signature Your name Address SS# DOB Sample 3 Date Name of Credit Bureau ADdress of credit bureau City, STate, Zip To Whom It May Concern: After reviewing my credit report from your company, I am dismayed to find that you do not list the following credit accounts. Please add this information to my credit report immediately. If there is a fee for this service, please advise. Creditor Address Type of Account Account Number Date opened Credit limit Balance Your cooperation in this matter is greatly appreciated. Sincerely, Signature Your Name Address SS# DOB Adding info is not easy. You may have to get the cooperation of the creditor. I would send in supporting documents as well. roni
