Aything new with Junum or Lex since you last posted on the board about these guys? Things are quiet for for me credit wise right now. As you know I am no longer a client of Junum.While I have some minor stuff to possibly dispute with the CRA's, I just haven't got around to it yet. I don't intend to join the EX Credit Manager yet. This morning, I re-checked my EX report and counted 12 hard inquiries over the last 2 years. However, 10 of them were between January and April 2001 ( 5 winners & 5 losers). Anyway these 10 inquiries will start to pass the 6 month point in July. October will be a good time to check my EX score. I am afraid to look right now. LOL Keep us posted. Jim
Hey Jim, Nothing to report as far as Lex goes yet. I received my updated reports with Junum in the past week or so and got a few more deletions. I think if I counted correctly, Junum has gotten a total of 17 deletions spread across all 3 cra's. I'll keep you updated though as soon as I see some results.
17 deletions! That's terrific. I think NanaC has the record something like 22 deletions. I got 13 and was happy. Junum was one of the best investments I ever made. LKH - Is EX pulled for nearly every credit inquiry in Arizona like it is here? Or is EQ and TU used more often? As an unrelated side issue, Nave and I were noting how peaceful the board is these days. Jim
Yes it is very peaceful without some of the unnoteworthy losers here. As far a bureaus go, equifax is hardly ever pulled here. Experian and Transunion are pulled more often and I would say Experian probably is pulled slightly more, as per my history goes. Any ideas on the repo problem?
Sorry - no ideas on the repo. I saw your post(s) to Anthony, but I am simply unqualified to make any suggestions. I am pleased to hear that TU is more frequently pulled in AZ., as I remember that TU seemed to be your best report. TU has been my best report. Actually the difference between my TU and EX reports is just 2 vs 3 negatives from '98. However, I could never find a Prime credit card out here that pulled TU. Sounds like you will have more opportunity with TU. Jim