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Discussion in 'Credit Talk' started by Kathy, Apr 20, 2001.
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Congratulations on ORchard. I remember THAT online approval. Orchard was my first.
Capital One is a pain. I have waited 6 weeks for my Gold card to come. Ugh!
dang..........talk about lag in the postal service...lol. Well thanks you have been very helpful. I was getting some discouraging posts from others. With my new target and Orchard Bank, I'm done for awhile.
credit line. terms. credit score??/ situation if you don't mind me asking
I don't know on Orchard, just got approved about an hr ago online. Target CL is only $200, it was an in store approval and they said they would mail me the info. Actually they did give me a piece of paper with temp account etc, would it be on that? FICO is 593
Orchards normal is $300cl.
Sounds like they have the same baby credit lines and probably poor terms like my Household started at a year ago. 79 annual fee, 19.8 apr... and begging for 100 - 300 credit line increases (some of which you get to pay $5 for).
Are those similar to Orchard's terms???
Household, by the way, is getting a new computer system in Oct or so. supposedly will give them many more options for us. We'll see I guess
Re: Thx Roni
yes. Orchard is the most subprime of the Household products as I understand it. That is why I got it at 593.