Hey Roni

Discussion in 'Credit Talk' started by Momof3, Nov 19, 2000.

  1. Momof3

    Momof3 Well-Known Member

    Is Citibank coming up on your credit reports yet?? I just checked mine and hubby's on worthknowing.com and it isn't on TU yet. Just curious??

    P.s. I saw your question to Citibank rep, gosh why didn't I think of that LOL. Anyway maybe we should post it fresh so it doesn't get lost in the older threads??

    Mom
     
  2. roni

    roni Well-Known Member

    I havenot received a transunion report. They didnot respond to junum's update. Maybe Citi doesnot report to transunion? Discover doesnot (thankgod).

    roni,
     
  3. Momof3

    Momof3 Well-Known Member

    Citibank does report to TU

    Yes my first citibank from 99 reports to TU and with your credit limit:)


    Mom
     
  4. roni

    roni Well-Known Member

    RE: Citibank does report to TU

    Well transunion is probably slow with updates. Since it is on exq and exp, the problem is with tranunions snail-reporting.

    roni
     
  5. Momof3

    Momof3 Well-Known Member

    RE: Citibank does report to TU

    How long did it take to appear on Eq and Exp??
     
  6. roni

    roni Well-Known Member

    RE: Citibank does report to TU

    Got card on 10/1 approximately. Reported since beginning of November on both.
     
  7. dave

    dave Well-Known Member

    RE: Citibank and limit reporti

    For all those concerned about Experian or Citibank or whoever is at fault with the whole non-reporting of credit limit on the experian report: is experian your most widely pulled report?

    For me, over 90% of reports pulled are exclusively TU in Indiana. Lenders like Citi, Chase, AMEX, MBNA, etc. - all the good, prime lenders - ONLY pull that report. I did have AMEX pull Equifax when I first applied in 2/00, but that had to be because when they pulled TU and saw NO credit history, thought "Hmmm.. Insufficient established credit or just an incomplete TU report?? So they checked Equifax, saw that it actually was insufficient established credit, and of course, declined the application.
     
  8. roni

    roni Well-Known Member

    RE: Citibank and limit reporti

    I am concerned with refinancing my car. They pulled Experian when I got my car. Exquifax by the way is my worst report. I would prefer no one pull that one. Transunion is my best. Yes, Chase and Citibank pulled Transunion. So, in that case it worked. But I sure am not relying on that hit or miss report pulling. The Bottom Line: I want it reported correctly.

    roni.
     
  9. LadyC

    LadyC Well-Known Member

    RE: ???? Mom

    Had your 90 days expired on your WorthKnowing report, so that you could get another free report. Or if not, how did you go about getting an updated report with them.

    Lady
     
  10. Momof3

    Momof3 Well-Known Member

    Easy Lady

    Go in and sign on, DELETE your current report and get a new one!! I have done this twice so far for hubby and me worked everytime. MP taught me this:)
     
  11. Momof3

    Momof3 Well-Known Member

    Experian

    Experian is very important to me reporting limits. My husband's middle score on his merged reports is Experian, his EQ is LOWEST and TU is highest. We need to get Experian a little higher and reporting that limit would help greatly. And I still think they should report this stuff accurately period.
     
  12. LadyCarr

    LadyCarr Guest

    RE: Thanks

    I going to try it right now.
     
  13. river

    river Well-Known Member

    RE: Easy Lady

    I have done the same thing also Momof3 . A total of three times and when I recieved my Transunion credit report a couple of weeks ago,there were 3 inquiries on my report from: worthknowing.And they weren't "soft" inquiries.
     
  14. Momof3

    Momof3 Well-Known Member

    RE: Thanks

    you are welcome:)
     
  15. Momof3

    Momof3 Well-Known Member

    not here

    mine were al soft inquires on both mine and husband's i just received his current report last week all were reported soft.
     
  16. river

    river Well-Known Member

    RE: not here

    You are right,I went back and looked on my TU report and they are soft,SORRY!!!!!!!!
     
  17. Momof3

    Momof3 Well-Known Member

    i'm glad

    I'm glad, I couldn't understand how they would appear as hard but you never know. Glad to see yours are appearing correctly:)


    MOm
     
  18. Momof3

    Momof3 Well-Known Member

    How did you make out Lady??

    Just curious how you made out with your new report???


    MOm
     
  19. zip

    zip Well-Known Member

    RE: ???? Mom

    i went to the worthknowing page and i couldnt register for an account with them. kept trying and different messages kept coming up-said server problems
     
  20. LadyCarr

    LadyCarr Guest

    RE: How did you make out Lady?

    Just did it....I got a 65 very good, and the last time I did it, I had a 56 good. Only 4 of my account that I have recently closed are showing paid off-zero balance. So by 02/01 I should ne looking good. I just with my other reports would score me like that, considering Experians True Credit scored me with a funky 33. LOL
     

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