Hey Roni :-)

Discussion in 'Credit Talk' started by Kelly, Jan 19, 2001.

  1. Kelly

    Kelly Well-Known Member

    Roni - I sent FNB of M the extra $10.81 via Bill pay.

    Also, Roni - is there a minimum late pay that can be rehabilitated. Mine is a 60 day.
    I forgot to call yesterday. I will today though

    I sent out negotiation letters this week.
    Hopefully, It will work as well as last time. BTW, I can't believe how much more it costs to send cert r/r. $2.98 to $3.74 Ouch!

    First Premier still has my deposit - Terms say 90 days. I guess that means next month.

    FNBofM still has my account open - it takes appx 21 days to close the account. Whatever.
    Then 45 days til deposit returned.


  2. roni

    roni Well-Known Member

    FNBM sent my money back kinda quick-30days. I dont know why they are telling you that.

    I am not sure about the minimal lates as far as the loans. I am not sure it can be done for lates on staffords. I am sure it can be done for perkins 'cause I am doing it now.

    BTW: I got my deposit back from FCNB on Tuesday. YeePee.

    Before trying to rehabilitate the lates, why dont you dispute the lates all together. Tell them I sent the money. You know..blah, blah. Then if they dont go for it, I would rehabiliate. What I am saying is dont forget the obvious. Just ask them to remove the lates first. You never know.

  3. Kelly

    Kelly Well-Known Member

    Thanks Roni

    This is a Perkins Loan :)

    I did try to remove the lates the easy way - no go - big meannie heads

    Though they didn't bother responding to TU so that ones clean

    Thanks for the info

    And congrats on getting your money back - I obviously went with the wrong company


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