Called HH Bank this morning to ask for a CLI. I was told that I was eligible for a $200 increase, but because of the "program" that has to be run, I'd be charged a $30 fee if I was approved for the increase and accepted it. Well, I need to boost my credit line (with the increase its still only $850) so I said ok. I checked my statement this evening and the increase has taken, but no fee yet. Anyone else have similar experience?
Re: Re: HH Charging for CLI? Not EVERYONE has the GOOD CREDIT to get $30,000 CREDIT LINES at THIS TIME. Not EVERYONE can get a CARD at a BANK that doesnt CHARGE for CREDIT LINE increases.
Re: Re: Re: Re: HH Charging for CLI? Oh my. I have never heard of this, but I can see how if you had to pay for the card in the first place, they would think you needed to pay for a CLI too. Sucks though.
Re: Re: Re: Re: HH Charging for CLI? I would NOT pay $30.00 for a $30,000 increase!!! An annual fee is different...THAT IS LOGICAL IN MANY CASES...BUT A LIMIT INCREASE FEE IS A 100% RIP-OFF!!! GO AHEAD AND CONTINUE THE FLAMES...SINCE I'M ALWAYS WRONG!!!
Re: Re: Re: Re: HH Charging for CLI? Wellll...I wouldn't pay it either, but I also wouldn't pay just to be able to have a CC.
Re: Re: Re: Re: HH Charging for CLI? they charged me a fee too. but for a $100 increase. they said they couldnt charge it to my account i had to send in a cashiers check for $25.
Re: Re: Re: Re: HH Charging for CLI? Hey George, what is all the fuss about?. This is common practice among sub-prime banks. Anyone recovering from a BK or other serious derogs has been paying for CLI fees and/or other fees (maint. fee, monthly fee, annual fee, no grace period) to build their credit, hopefully to join the ranks of super-prime customers such as yourself.
Re: Re: Re: Re: Re: HH Charging for CLI? I SAID AN ANNUAL FEE IS ONE THING...but a fee to increase the limit is 100% RIP-OFF. There are a lot of "SUB-PRIMERS" that DON'T pay a fee for a limit increase. If your company charges one...LOOK FOR A DIFFERENT CARD... I'M NOT BASHING THE "SUB-PRIMERS"...I'M BASHING THE NEED FOR A FEE FOR A LIMIT INCREASE!!!
Re: Re: Re: Re: Re: Re: HH Charging for CLI? Yes George we are aware of your opinion. However some people have no choice , they cannot pick and choose their credit cards. They cannot vent over places like MBNA not raising their 30,000 line - They have to build their credit to the point where they can get cards that dont charge fees for increases.
Re: Re: Re: Re: Re: Re: Re: HH Charging for CLI? Eric, if you don't like George, why not just put him on ignore. Your constant patronizing of him sucks. George, come to the new board.
Re: Re: Re: Re: Re: Re: Re: Re: HH Charging for CLI? LKH - I thought you left Creditnet ? And I have nothing against George , at all. I by any means do not constantly patronize him. :::Insert rolls eyes emoticon here::::: It just bugs me, and I am sure many other Cnetter's to see constant complaints .... nevermind I am not even going to go there. However George if you feel that I patronize you, feel free to put me on ignore
Re: Re: Re: Re: Re: Re: Re: HH Char Household Bank will charge CLI fee on their agreement. It is also on my Household Bank Gold MC agreement too and it is one of sock drawer card. No rewards or cash back and definitely socks drawer!!!!! CLI is supposed to be free and you earn that. Ron.
Re: Re: Re: Re: Re: Re: Re: Re: Re: HH Charging for CLI? I did leave. I read here, but don't often post. Do you have a problem with that? I really think you should re-read all your recent posts to George and look at from his angle.
Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: HH Charging for CLI? No I have no problem with that , if I did I would certainly let you know 'ol buddy. I have a few recent posts to George in two threads, perhaps you have me confused. George is a big boy and can tell me if he thinks I am patronizing him. If so I'll gladly place him on ignore, or vice versa. But I really wouldn't prefer that. Now LKH why dont you just sit back and let the moderators do their job, if something is wrong let them tell me ;-)
Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: HH Charging for CLI? How do you know I'm not a moderator?
Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: HH Charging for CLI? LKH ...LOL...Lets not go there. I refuse to stoop to your level and have a arguement with you. You've made your opinon quite clear buddy, so move on.
Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: HH Charging for CLI? See. now you're patronizing me. I actually wasn't trying to have an argument with you. I seriously only wanted to point out that I, and others, thought you were intentionally patronizing George. That's it. Ok 'ol buddy.
