I called them to check the satus of Hilton HHonors Visa Signature Card today. They told me they approved my application on last Friday and they haven't set up the account yet. So they didn't have any details about the limit and she told me I will get the card about two weeks. Ron.
Re: HHonors Visa Signature Approved Congrats, Ron ! You'll get exclusive signature benefits, along with a really flexible rewards program for no annual fee.
Re: HHonors Visa Signature Approved Thanks Marci for letting me know about the card. I'm looking forward to get my card from the mail. Ron.
Congrats!!!! Hopefully I will be as fortunate when I apply in a month or two. Keep us updated as to what you think of Citibank USA.
Re: HHonors Visa Signature Approved jaj1701, Actually I have Netscapecard Platinum Mastercard for over two years and their customer service is good. It is not as good as Citibank (SD), NA. You can check balance and pay bill online. They deducted payment from your checkings or savings account and credit to your account next business day. Ron.
Re: HHonors Visa Signature Approved Thanks for the response Ron. Online access and bill payment are two of the biggest factors when opening a new account with someone. In fact, I will not open one with out it. It's nice to hear they credit your account quickly. What APR did you get on your HHonors? Again, congrats!
Re: HHonors Visa Signature Approved jaj1701, Actually I have Netscapecard Platinum Mastercard for over two years and their customer service is good. It is not as good as Citibank (SD), NA. You can check balance and pay bill online. They deducted payment from your checkings or savings account and credit to your account next business day. Ron.
Re: HHonors Visa Signature Approved Jason, They gave me prime + 7.99% when I opened my account in February. I was under the impression that this was the only rate available for the card. If you (or anyone) gets anything lower, please post it here.
Re: HHonors Visa Signature Approved Jason, Here is the terms for HHonors Visa Signature Card: â? Citibank Disclosures Annual Percentage Rate (APR) for purchases Introductory 0% for the first six months 12.74%.from the date that the account is opened; after that, Other APRs Balance transfer APR: Introductory 9.99% for the first six months from the date that the account is opened; after that, 12.74%. Cash advance APR: 19.99%. Default APR: Up to 24.99%. See explanation below.* Variable Rate Information Your APRs may vary. The rate for purchases and balance transfers is determined monthly by adding 7.99% to the Prime Rate.** Grace Period for Repayment of Balance for Purchases 20 - 25 days if you pay your balance in full by the due date. Method of computing the balance for purchases Average Daily Balance (including new purchases). Annual Fees None Minimum Finance Charge $1.00 Transaction fee for Cash Advances (including Balance Transfers): 3% of the amount of each cash advance, but not less than $5. Late fee: $15 on balances up to $100, $25 on balances of $100 up to $1000, and $35 on balances of $1000 and over. * Your purchase, balance transfer, and cash advance APRs may increase if you fail to make a payment to us or any other creditor when due, you exceed your credit line, or you make a payment to us that is not honored by your bank. Factors considered in determining your default rate may include the length of time the account has been open, the existence, seriousness, and timing of Card Agreement defaults, and other indications of account usage and performance. ** The Prime Rate used to determine your APR is the U.S. Prime Rate published in The Wall Street Journal on the first business day of each month. TERMS AND CONDITIONS OF OFFER * This offer is only valid for new accounts. Terms and conditions are subject to change at any time. * You must be at least 18 years of age and have an annual income of at least $35,000. If you are married, you may apply for a separate account. You must be a legal resident of the United States. The application cannot be processed if the mailing address has been changed to a different or a foreign address; Citibank (South Dakota), N.A. ("Citibank" or "we") may require you to provide a street address to us before we process your application. * To process the application for a new account, the Form must be: 1. Accurately completed; 2. Verifiably correct. * Please send the application to: Credit Card Processing Center P.O. Box 15082 Wilmington, DE 19885-9489 Please allow four weeks from date of mailing to process a completed application. * In extending credit, we are relying on the information provided which you certify is accurate and complete to the best of your knowledge. We may gather information, about you, including your employer, your bank, credit bureaus, and others, to determine your eligibility for credit, renewal of credit, and future extensions of credit. If you ask us, we will tell you whether or not we requested a credit bureau report and the names and addresses of any credit bureaus that provided us with such reports. Please provide all information requested since incomplete forms cannot be processed. If we have received your response to any credit card offer from the Bank within the past 90 days, we will consider this request a duplicate. * You must meet our applicable criteria bearing on creditworthiness in order to receive a Citibank credit card. Your credit limit will be determined by your yearly income and a review of your credit report. You will be informed of the amount of your credit line when you receive your credit card. Some credit lines may be as low as $500. * The Card Agreement ("Agreement") will be sent with your card(s). The Agreement includes a provision that, with limited exceptions, all disputes are subject to binding arbitration; arbitration replaces the right to go to court, including the right to a jury and the right to participate in a class action or similar proceeding. The Agreement will be binding on you unless you cancel your account within 30 days after receiving your card and you have not used or authorized use of your account. We may change the Agreement at any time. * â?¡No pre-set spending limit does not mean unlimited spending. Each charge that causes your new balance to exceed your revolving credit line will be evaluated based on account usage and performance, other account relationships with us, if applicable, and your experience with other creditors. You must pay in full each month any amount that exceeds your revolving credit line. Your ability to charge is based on your personal spending and payment history. * The information above is accurate as of January 2, 2002 and is subject to change thereafter. Changes, if any, since that date can be obtained by writing to:                               Credit Card Processing Center                               P.O. Box 17043                               Wilmington, DE 19886-7043 * To receive the 10,000 Hilton HHonors bonus points, your first purchase must occur within 60 days of your account open date. Hilton HHonors membership, earning of Points & Milesª, and redemption of points are subject to HHonors Terms and Conditions. © 2001 Hilton HHonors Worldwide. â? â? BALANCE TRANSFER INFORMATION Balances will be transferred within approximately three weeks from the date your account is opened. In the meantime, you may need to make a payment to your other accounts to keep them in good standing. If you request to transfer multiple balances, we will transfer the balances in the order of the highest amount first. Be sure you do not transfer the amount of any disputed purchase or other charges because you may lose your dispute rights. Balance transfers cannot be accepted from other accounts issued by the Bank or its affiliates. We may send your creditors partial payments if your balance transfer request exceeds your assigned credit limit. We will not close any of the accounts from which you transfer a balance. If you wish to close another existing account, please contact the issuer directly. In order to process your balance transfer request, all requested information must be complete. In accordance with the terms of your Credit card agreement, payments will first be applied to promotional rate balances. Balance transfers are subject to a Cash Advance fee as disclosed above and may cause the APR on the statement in which the transaction(s) appear(s) to exceed the rate stated above. Ron.