I have read the primer and faq. I have recently got a new insurance policy. Doing so they checked my credit. When quoting progreesive and geico (sp?). Anyway I noticed I could write back to them and get a copy of my credit report. I did I just got the one from progressive (CSC). I found two real errors. So I wanted to take care of it and also try to remove some bad marks if I can. So I went out to myfico.com and got the three cra report with fico score. I came back with a score of 622. My question is does myfico.com send the actual reports to my house or can I only see the online report. I want to get the reports to my house so I can post them up here for you guys to see. If not I might have to copy and paste the report from the internet. Thanks Matt I think you guys will be seeing alot of me here.
Welcome to the board Matt. You will NOT want to post your entire report on this board or any other. A detailed description of what's going on, (omitting account numbers, names, etc) will suffice.
Hi Matt (from another newbie on the board): Like you, I obtained a 3-in-1 credit report over the internet. I am curious to see if you had a similar experience as mine. I ordered through affiliate eloan.com and bought their 3-in-1 report with credit score. I received my FICO score of 627 from myfico.com. From equifax.com I received both my Equifax credit report and my 3-in-1 report. Obtaining these reports showed up as a "Hard" inquiry - did that happen to you? My Equifax report was quite complete, about 8 pages long, and showed most of my creditors. My 3-in-1 repoort however, was only about 6 pages long and only listed 1 of 7 credit cards, no lines of credit or other banking info, and missed much of my other credit. Was your 3-in-1 as complete as your Equifax report? If I had started repairing ONLY what I got on my 3-in-1 report, I would only be addressing a fraction of what is on my credit report from the three reporting agencies. This could have been a huge mistake! Has anyone else on the board experienced a 3-in-1 that only listed part of their credit? Now I am starting over by ordering individual reports DIRECT from all 3 agencies for BOTH myself and my wife so I can get accurate information. I hope this might help some other newbies too...... BKinUT "It's not so much about what you say, but what you are holding in your hands when you say it." :=)
I have made a word doc for my CSC report. E-mail at tsnyder41@hotmail.com for a copy of it. Can I post it on here? Or can someone post it someone on their server? I will be scanning in a copy of my csc report and my 3-1 report tomorrow. Thanks, Matt
