My credit isn't great - but I've decided that a great birthday gift to myself would be to fix it. I've learned a lot already by going throught the boards and I hope to learn more as I visit. I pulled all three reports today and while the picture isn't great it isn't as bad as I thought it would be. Thanks for everything!
Congratulations, you've taken the first, and greatest step. Facing the issue, and taking it head on is the most important part of this process. You will have a lot of work ahead of you, lots of frustration and anxiety; but it can be done, and it will be worth it. Study hard, and work hard, the rewards will come.
