Separate names with a comma.
Discussion in 'Credit Talk' started by Kitty, May 1, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
The credit bureaus receive their information including high balance directly from the creditors.
If the creditor does not report your credit limit but does report your balances you could look like your maxed out when you r nowhere near your credit limit.
ex - cl 1000, high balance 250, current balance 200 - if your cl isn't reported - it looks like you only have $50 available credit instead of the $800.
It's going to depend on what your other credit reported in your profile on whether it hurts your score and how much it hurts it. Not disclosing credit limits definitely does not help it!
Some send their statements and have the limits reported. Others max the cards out for a month and pay it off so that their high credit is close to their actual credit limit.
hope this helps some,
Thanks Kelly. Anyways, I just fired off a letter to Experian requesting investigation, and asked for these creditors to include the credit limits.