I'm looking for advice on which card to go for, I want something with a high credit limit (min 10000 and bigger the better 50K? 100K? at least able to build quickly) and a low apr (preferably fixed). What does anyone out there have that they would suggest. Online acct management is a big plus. my Equafax is 729, TU 50, Exp unknown. Thanks for the help
You should check either Capital One, Citibank, Discover or Amex. If your Experian really is 750 I think you should have no problem qualifying for the platinum cards from each.
I have a capital one and Amex currently so I would probably be looking for something from MBNA, Chase, etc...
attn to the creditnet police Sorry if I found it amusing to reply to homefront who is my brother....did I break a law??? Me thinks someone has waaaaay too much time on their hands.
Re: attn to the creditnet police NO LAW... It just "LOOKS" like your talking to yourself...same number above^^^ Also one person can only have ONE NAME... "LOOKS" like one person has two names...
number okay, my bro explained to me since we are using the same cable modem at our office it looks like we are one and the same. I told him I am not that smart to notice stuff like that, he said "now that you are ready to accept it..." haha (little brothers!)
number If they have a static IP, this can easily happen. If they work in the same office, and they have a cable modem with a static IP, well then bingo.
homefront. I think Chase can be generous with their lines, and I have a 6.9% rate with them. I guess the best thing would be for you to ask them how generous the can be. oh, and be careful though (they tend to pull TU).. if you don't like their initial limit and you request something higher, they'll pull another hard inquiry.
I agree witn marci. I have Chase Platinum and MBNA Platinum Plus and am satisfied. I know that some don't like one or the other (or both), but you'll find that with just about every card mentioned.
marci.. do you still have that 6.49% rate with your citi card? I just spoke to a rep over there, and was told that customers with rates under 9.24% were sent letters, and a majority of them had their rate jacked up. Is that true, or was the guy smoking something?
Re: Re: high limit low apr? Yeah, I did up until a month ago, whenI closed that account. My new account is ~ 10.99 now (and this is normal for new accounts) but that will change when I decide to go into negotiating mode. Who knows. If he was saying that because you asked for a rate decrease and he needed an excuse not to give one, he could have been lying. On the other hand, Chase is jacking low rates now, so maybe Citi is following suit. It has to give wrt to the length of these rock bottom interest rates. Some company has to be the first to give the other companies permission to jack people. So when that happens, I want to have all of my consumer debt paid off. As for you, if you're looking for a rate decrease, call Citi "R". http://consumers.creditnet.com/straighttalk/board/showthread.php?threadid=21337
Marci, Was it you or someone else who some time last year posted about Citibank taking her back after a paid charge off? I paid them off some time ago and it went bad like 10 years ago. I wonder if they or Amex would take me back? Actually I haven't seen any killer Citi deals, but amex still intrigues me. I was interested in citi if I could have done a BDD (my brother says that term scares him lol) but sounds like they caught on.
