In the past 4 days my creditexpert score has gone from 657 to 709 since all my maxed out cards were paid off. I have 28 credit lines all perfect with 24 paid and closed. Only balance is my mortgage. My score should be higher but I have many inquiries since I have been shopping for a mortgage. Any advice as to which cards I should apply for with high limits/low rates. I want one good card. Amex said no way three weeks ago when score was 657 and cards did'nt show as paid. Any thoughts from anyone would be appreciated. Also, any fellow creditexpert users today on the simulator it showed my revolving credit limits as 50,000. I never had limits that high. Can the simulators #'s be trusted all the other info is correct? Thanks, durango
I don't remember the exact number, but mine says my limits are way more than I really have. I don't really trust the simulator much.
Try Chase. I have 4 lines lowest $10,000 highest $14,000, rates vary. I have them as low as 4.9, they can go up at times. The usual rate is around 12.9. Dont' know about simulator. www.creditsense.com
