Okay guys, I just bought a house and want to get out of the subprime card basement. What is my next step. I want to wait awhile until the inquiries from my mortgage loan are a few months old, but then I want to try and build some solid credit with the prime lenders. I have a First Premier, Aria, and Orchard bank card...all of them closed...I have a capital one gold mastercard with a limit of $400 and the ecard from capital one with a limit of $300. The limits are sorry, but they did lower my interest rate to 15.9 fixed. I tried the citibank AA, but was turned down. Don't know why yet, but I was. Help
