In yesterday's mail: * 20.99% * NO grace period * $50 annual fee * $100 account origination fee BWAAAAA...... HAAA.... HAAAAAAA.... BWAAAAAA.... HAAAAAAAAA..... HAAAAA
Don't forget the "processing fee" and the credit limit so low that you'll owe THEM money before you even get the card.
My husband got the same offer in the mail yesterday. I think that $100 Origination fee is the processing fee. Did you also get the little note that says they did not make their decision to send you that offer lightly? Total joke! LOL They want some more suckers whose credit they can mess with!
Ohhhhhh. If you don't use it can I have it??? Please... that's almost as good as the Bank of Marin offer I got several months ago.
Yes......I've gotten this offer before and started crying cause I was laughing so hard. Then the best was last week. A co-worker of mine was bragging about how she has EXCELLENT credit and how she waltzed in to Bank Auto Sales (the mom and pop buy here pay here rape artists) and could pick any car she wanted. Why did she leave there w/ a 1995 Nissan Maxima w/ 140k miles on it for like $11,000? To top it off.....I went to drop some papers off at her desk and she had the application for the Cross Country Visa Gold card on her desk already filled out and ready to be mailed! Don't people read the fine print? I just went back to my desk and died!
Nope! The Origination Fee is for opening the account. The processing fee is simply for reviewing your "pre-approved" application. What nerve, eh!
I received the same offer yesterday.I guess some creditors don't think I'm out of sub-prime yet? Screw them!!!
I don't see a processing fee for this offer. A 20.99% APR, $50 annual fee, no grace, and a $100 origination fee. Did I miss something in the fine print? I get a good laugh everytime I read the paperwork.
