Well, after removing some inquiries off my experian report, I decided to go ahead and try for the Home Depot Card. Well, I got the dreaded "We're processing your application" message. Has anyone received the card after getting this message. My experian score is in the low 600s, but perhaps they pulled Trans Union which is about the same. FYI, still fighting Equifax and Ford Credit on reporting the account right although I just paid Ford in full. Mike G.