I applied online last week after my score junp in Equifax from disputes. Got the "We will notify you in 7-10 days." Totally expected denial from Monogram since I have a BK. Got the card today with a $500 limit. They said I get 6 months no pay, no interest if I spend over $250. I need to do a project but I think it will be over $500. I guess I need to measure and go find out. It would be nice to have 6 months to pay it off. I thought I was going to have to wait 6 months to do it. My inflated score is 667. Kim
Hey, that's great...congrats! I got the dreaded wait and see answer too but my score wasn't as high as yours (642 or so). Wish me luck!
How do you determine the inflated score? Is it the same score Privacyguard gives you via Equifax? How do I get my inflated scores? I have several of my accounts in dispute with Equifax right now.
Re: Re: Home Depot approved I just tried to get an increase of my CL. I have had the card around 7-8 months, have used it alot, have paid it off in full in each, have no balance, and they declined me without even pulling a report. They only gave me $300 to start and I had to beg for that. Now I am really pissed. I got this card with no derogs or baddies or lates or anything and that is all they gave me.
