When they asked for the amount, I just put in $350 (make it $2100). The system approved it just like that! I am so psyched! The fact that I'll probably never use it all is irrelevant, it's just being able to get something that's so cool! Sears won't budge past $450 in almost 2 years. Kohl's gave me $1500 instant credit. I tell you what, if it wasn't for this board over the last 2 years, I would still be accepting whatever I'm given, without ever calling in for limit increases, APR decreases, BT rates, ANYTHING!! (Of course, I'd have avoided the x.com thing, but we can't win them all ;-) Thanks guys, keep passing on that knowledge!!