Home Ins. & Bk??

Discussion in 'Credit Talk' started by newstdt, Oct 1, 2001.

  1. newstdt

    newstdt Well-Known Member

    Was anyone cancelled after filing?

    What companies?

    Who to check with now?
     
  2. GEORGE

    GEORGE Well-Known Member

    Your house should be OUT-SIDE a BK...SO THE INSURANCE SHOULD HAVE NO PROBLEMS.

    YOU DON'T DRIVE BY YOUR CREDIT REPORT...YOUR HOUSE INSURANCE HAS NOTHING TO DO WITH YOUR CREDIT REPORT EITHER!!!
     
  3. breeze

    breeze Well-Known Member

    What state are you in?
     
  4. dlo64

    dlo64 Well-Known Member

    I know a friend who got a policy to go to closing on a house from American Family. After closing American Family ran a credit check (for underwriting, I guess) and found her bankruptcy from 5 years prior and promptly cancelled the policy citing the BK for the reason of cancellation.

    I know it is wrong and unfair, but it does happen. State Farm, I think would be one company to consider for this type of situation. That is who she ended up going with.

    I filed BK last year and have Farmers for my renter's contents coverage and auto's. I had them when I had my townhome, but that was also a contents only policy because the association carried the policy on the building. So far, I have not had any troubles with Farmers since the BK.
     
  5. GEORGE

    GEORGE Well-Known Member

    If the insurance cost was higher...I would file in small claims court against the insurance company.
     
  6. breeze

    breeze Well-Known Member

    It depends on the state George. Some states allow this.
     
  7. newstdt

    newstdt Well-Known Member

    I have a friend who just got dumped by allstate. I have SF (Car and Renters) and I paid in June (pay every 6 mos) and I'm afraid with it coming up again in Nov, I may get dumped!! I hope not, I know being with a company forever doesn't matter anymore, but I have a really long relationship with them.

    Keeping fingers crossed.

    XXXXXXXXX
     

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