Your house should be OUT-SIDE a BK...SO THE INSURANCE SHOULD HAVE NO PROBLEMS. YOU DON'T DRIVE BY YOUR CREDIT REPORT...YOUR HOUSE INSURANCE HAS NOTHING TO DO WITH YOUR CREDIT REPORT EITHER!!!
I know a friend who got a policy to go to closing on a house from American Family. After closing American Family ran a credit check (for underwriting, I guess) and found her bankruptcy from 5 years prior and promptly cancelled the policy citing the BK for the reason of cancellation. I know it is wrong and unfair, but it does happen. State Farm, I think would be one company to consider for this type of situation. That is who she ended up going with. I filed BK last year and have Farmers for my renter's contents coverage and auto's. I had them when I had my townhome, but that was also a contents only policy because the association carried the policy on the building. So far, I have not had any troubles with Farmers since the BK.
I have a friend who just got dumped by allstate. I have SF (Car and Renters) and I paid in June (pay every 6 mos) and I'm afraid with it coming up again in Nov, I may get dumped!! I hope not, I know being with a company forever doesn't matter anymore, but I have a really long relationship with them. Keeping fingers crossed. XXXXXXXXX