I started this process 3 months ago - right before finding this board. I started it wrong, disputing everything with the OC's. I got one deletion from them. Here it is 2 months after finding this board, reading, re-reading, asking questions and following advice. My credit report was AWFUL!!! Today, it's still not wonderful, but it's looking a lot better. My results in the past two months - EQ - deleted 3 judgments deleted 11 negatives EX - deleted 1 judgment deleted 12 negatives verified 2 TU - deleted 2 judgments deleted 12 negatives I have only had to go so far as to send out 3 ITS lettes to CA's. I've filed suit on one of them yesterday. I will be filing on another Friday. The third one deleted. I'm off for another round. It can be done!
