Hi all again, I have another question. I have some medical Bill's most are for services provided to my kids. The hospital in question does not use a collection agenmcy to collect money, instead they have a inhouse colollection. What is the best way o tackle this? Should I simply pay them? My goal is to be able to buy a house within a year. I did send them a validation letter but for what I am reading they do not have to answer I am considering sending a second letter disputing the charges rather than validation, is this a good idea?
Correction, I noticed today that the hospital does use a collection agency, to make matter worst I have the listing under the hospital and then the same account under the collection agency. Can anithing be done so that they do not double wammy me?
validation to the CA and verification to the hospital if I'm not mistaken. Then dispute with CRA's. I'd do a search on this site though as I am a newbie too, but have been reading for 2 months now and this is what I believe are the correct steps. HTH and do that search Me
Lots of information and specific instructions at Why Chat's site regarding medical bills and CA's ... http://community-2.webtv.net/Y-chat/WhyChatsCredit/ Once there, click on the link for Special Letter to H C Providers.