I sent a payment to these people in mid September. It was cashed 09/29/01 and creditted Oct. 2. So last night, this guy calls and says I have a late payment and for that reason, they charged me a 35 dollar late fee which put me over the limit by a dollar and because of me being over limit, they charged me for that!! I couldn't believe it and they were saying that I am now expected to pay a minimum of $69 to bring the account current. Okay, I have no problem with that, but the guy was insisting I do a check by phone for an additional fee, of course. When I refused, he gets nasty and says "ma'am, I am trying to help you with your credit. It's your money and you should do this now." The payment is due by the 16th of November. Oh, forgot to say that I also sent a smaller payment in on the first of September which cleared the 10th. So anyway, he starts yellling at me and telling me he will do the check by phone by using my prior transaction's routing number from 6 months ago. I told him if he did I would sue, and I meant it and he got even nastier so I told him to Hell with him and never to call my house again. I would take care of through online banking and they'd better credit my account as soon as they received the payment and slammed down the phone. I am glad they ticked me off because not only am I sending them $69 (already went out today) but I am sending them four payments of $150 to close the account.
This sounds like it could have been a scam. Something similar happened to someone else - it was on a message board also.
