I tried to cancel. well, i gave in, they waived the annual fee and i heard it's best to keep an account open for two years anyway (justifying) Since it is a bank card, does it still look bad to have Household on my cr. TU is listing it as Orchard, it's not. Is that better! Feeling stupid, but hey, it's a free year. Kelly
OH...didn't know they would pull an inquiry for that. I thought they would of offerd one. Oh well....at least you save yourself some money on the annual fee!