Hi all, I just got a card from this bank and I was wondering how long do they take to post payments? My AMEX and Discover payments usually post the day after they get them. Does anyone know if Household posts mail payments right away or do they take a couple of days? Thanks.
I have a Union Plus card with Household Bank and I've never had a problem. The payments I send by mail post very promptly. For example, I can send in a payment on Wednesday and it's posted to my account by Friday. The payment address is very close. I live in the Los Angeles area and my payments go to an office in Anaheim. Good luck and I hope this helps. Donna
long time LA TO ANAHEIM...2 DAYS VIA LONG BEACH MAIL CENTER IS STILL A LONG TIME... Sometimes WHITTIER to WHITTIER via LONG BEACH MAIL CENTER took 3 days...GO FIGURE Donna I'LL be FLYING INTO LAX this summer for a graduation, i'll wave to you...
Re: long time I think it all depends on the post office you're mailing from. I used to mail my Citibank payments from one post office and it took 7-8 business days to go from NY to Nevada so I constantly worried about late payments. I agree that this is a big distance, but 7-8 days is unacceptable. Get this, the new post office that I mail my Citibank payments sends them to Nevada in 2-3 business days. What a difference just one post office makes!!!
Re: long time I use Bank of America's online/internet banking and bill pay system. For Visa/MC accounts it's great because they electronically send the funds into my account. If I tell them to transmit a payment to XYZ Visa on the 3rd, they process the request and actually take out the money on the 4th and the funds are posted to XYZ Visa on the 4th or 5th at the latest. It's nice because one company tried to nail me with a $30 late fee so I introduced them to my personal 600 pound gorilla named BofA! LOL The late fee never materialized and my record with them shows perfect payment history
