Recently I applied for a Bestbuy card that I received a $2000.00 credit limit. Then today in the mail I received a Household credit card, $1000.00 credit limit, no annual fee, and a 17.99% APR. I have an older Household card, that has a $600.00 credit limit, $79.99 annual fee, and a 18.99% APR. (Open in 8/2002). (I know they both suck!) My question is combining the two... first of all does Household even do it? Second should I combine new to old, or old to new... I don't have much history! My oldest open account are 5/2000 - 2/2002.
DUMP THE FEE IS THE MOST IMPORTANT THING... If they will let you... Keep oldest make it a NO FEE account at 17.99% $1,600.00 If they won't do it that way...KEEP THE NEW ONE and hopefully increase it by $600.00 and CLOSE the OLD ACCOUNT...
That's what I was thinking... $80.00 a year on a card that I don't really use, is crazy! Does Household work like CapitalOne, as far as combining accounts?
Can I ask what your scores are? They pulled EQ right? I really want a new Washer and Dryer from Santa...before mine die. Thanks!
Household won't combine... said that they have different divisons that give accounts... and they can't combine? ok... my next move is?????
