This limit is so low, the card is totally unuseable. I tried clicking on the 'submit balance transfer' button on the website, thinking perhaps I could bump up the limit with a BT, but it said "You are currently not eligible for this feature". Fabulous. I called customer service and asked them for a limit increase. Rejected, account too new. My EXP is currently 695. This seems like a complete loose-loose situation. I don't even use this card, the balance sits at zero...it's worthless to me. At the same time, I've got many other cards with CL's of $5,000, $9000, $7,500, etc. and then there is this one "toy" card with a $300 limit, seems like it will screw me up on future initial credit lines. What should I do? Just leave it there and hope they raise my credit at sometime in the future? Or should I close it, insuring that this embarassing $300 limit card stays on my report for the next 10 years...?? Will it still affect my initial credit lines if it is reported as closed? Or does anyone have a secret for getting Household to wake up and reconsider your limit? I'd happily sacrifice a hard inquiry to get this card up where it ought to be..