Hi all, OK. Household sent me a pre-selected mailing with 1.9% for 9 months on purchases and BT's, credit limit up to 10K, 20-day grace (Are there no more 25-days anymore?), 0 annual fee. Sounds good, but the goto APR as 14.65%. Anyone else out there have or responded to a similar offer? If so, could you tell me what Credit line they started you at and if you were ever able to get the APR lowered. Oh, and lest I forget, does pre-selected mean that your in?
"PRE-SELECTED" TO APPLY "PRE-APPROVED" TO APPLY "HAND SELECTED" TO APPLY DOES NOT MAKE MUCH DIFFERENCE... "IF" it has "YOU ARE ALREADY APPROVED" and it has only like 10 questions or less...IT "MAY" BE A DONE DEAL...BUT THEY WILL STILL PULL A CREDIT REPORT OR TWO OR THREE DEPENDING ON THE BANK IN QUESTION...
