Here's an FYI for anyone else who might be in a similar situation. We have a new GM Household account which we did a full limit 0% BT on during the first month, with the intent of paying it to just below 50% before the first statement closed on the 20th of this month to minimize the impact on our scores. Household had already reported the opened account and the limit with zero balance about 2 weeks ago. Today, even though the first statement hasn't closed yet, they reported a second time showing the maxed out balance which obviously caused the scores to take a big hit. We've never had a CCC do this before, but maybe others have. Just thought I'd pass along a heads up on it. (I hope they're as prompt about reporting the lower balance.) DemPooches
Thanks for letting me know. It would have driven me nuts trying to figure out what they were doing. Guess I'm going to have to deal with the 25 pt score drop for another month. Oh well.... DemPooches
