When they (creditors) look at your debt to limit ratios, do they consider installment loans (car loans, mortgages) in that ratio? Just wondering.
both. They look at your revolving balances vs your revolving limits (credit cards mostly) and they look at the balance of installment loans vs the original balance. The only exception with that is usually mortgages. thats based on experiences in the cc industry so it may be different with different places.
