I have them and same limit for 2 yrs. I dont need them anymore but when called to cancel they gave me gold. I have plenty of credit now. Is there any reason to possibly keep acct open
I hate my Orchard card. In 5 years I have only been able to get the limit up to $2600. It started at $1000. It is my oldest account by 2 years so I am kinda stuck with it for now. Glad the annual fee is only $20. I doubt I will ever use it again for more than a tank of gas.
Get rid of it. They have annual fees, don't they? You should use this card only to re-establish your credit.
its $1500 with no annual fee. no increase, but they did upgrade it to gold. I didnt know direct merchants is connected to household.
I think my annual fee is $79. They haven't given one CL increase in the two years i have been with em'. This year is the year they are finished, unless they waive that fee.
Yeah no cli. i mean if I already have 17k in available credit is it nec to have another 1.5k. I mean wont the other creditos see I have less avail credit and up me in another 6 months anyway>
i got a $500 limit over 2 years ago with them and now its up to a..............$600 limit. i never defaulted and they charged me $10 for the increase. at least it doesnt have an annual fee. it'll sit for a while to help age.
