how bad our these fico scores?

Discussion in 'Credit Talk' started by peeper, Aug 5, 2001.

  1. peeper

    peeper Well-Known Member


  2. MikeB

    MikeB Banned

    Hey, have you been looking at my credit reports?
    LOL. I think those are around "C" credit, better known as "subprime" territory.
  3. mj

    mj Well-Known Member

    Not great, not horrible.

    With those kinds of scores, lenders normally look at the reason codes - outstanding judgements, recent lates, chargeoffs, legal items, etc.

    If they're low because your accounts are all new, the scores rise quickly - give it 6 months.

    If you have negative stuff, start researching on the board here for what to do - dispute, pay, etc. That will dramatically raise a score.

    Good luck,

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