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Discussion in 'Credit Talk' started by peeper, Aug 5, 2001.
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Hey, have you been looking at my credit reports?
LOL. I think those are around "C" credit, better known as "subprime" territory.
Not great, not horrible.
With those kinds of scores, lenders normally look at the reason codes - outstanding judgements, recent lates, chargeoffs, legal items, etc.
If they're low because your accounts are all new, the scores rise quickly - give it 6 months.
If you have negative stuff, start researching on the board here for what to do - dispute, pay, etc. That will dramatically raise a score.