Hubby had 2 Cap One accounts that were settled for 50% back in 1998. We lost the papers from Cap One proving this in a move. Cap One was reporting to all 3 CRAs that this was "incl in bk"- which it was not. Hubby DID file in 1999 but Cap One had been paid off and closed well before then. Disputed it w/ EQ- they came back with one postive "never late" account and one w/ some lates. Disputed the late one and just today noticed the results- they updated BOTH of them to "incl in bk" again! I HAVE HAD IT!!!!! I don't know who to be more upset with, Equisux or Cap One. I'm tired of this game. Does anyone have a fax number to send to Cap One? I am sending an intent to sue TODAY!
I'd go after the CRA on this one, that way there is possibility you can get them to delete both of the accounts totally.