Just disputed some late pays with my EB / FCNB account that are 1-3 years old. EQ and EX both reported verified... If I can't call FCNB, how are the CRA's verifying with them? Anyone else have recent verifications from FCNB?
I'm not sure why or how... but I had an old FCNB/EB charge-off appear on all of my reports in the last month... it is 6 years old. It has since been deleted from EXP and I am waiting out the investigation on TU and EQ... so we will see.
That's the thing... I'm doubting that they even verified it, so I was considering calling them up and asking - but, they'll probably just want to start another dispute and I don't have my new round ready yet - and if I send others in later, they'll probably just extend the 30 days for FCNB... If it were the new company it should be listed as "CMS" (Card Managements Services or something like that)...
Does a procedural request interfere with the normal 30 day dispute cycles, or is it a seperate request? Thanks!
I just received my monthly statement from FCNB and I noticed they refunded me my annual fee ($55.00), but then they recharged it to my account . . .with the notation that the account is now being handled by First National Bank of Omaha. That's what my statement says. They also put this website at the bottom to make payments, ask questions, etc.: http://www.cardmemberservices.net Hope this helps.
Mine was cancelled too but they are now being taken over by First National Bank of Omaha. I still can't charge anything. It says: SERVICING FOR YOUR FIRST CONSUMERS NATIONAL BANK CREDIT CARD ACCOUNT IS BEING TRANSFERRED TO FIRST NATIONAL BANK OF OMAHA EFFECTIVE JUNE 30, 2003
Is First Mutual Bank of Omaha goign to reactivate all of the FCNB cards? I had a secured and more card which is closed now, I applied my security to my balance and paid off the card.
my old fcnb account showed up on exp last month. i disputed it and it was deleted on friday. I would write the cra a letter saying exactly what you said in your post. that you are unable to contact them to speak about this account. all accounts have been closed and they have no records. how did cra verify? i would send it as a modified proecedure request letter and see what happens!
I disputed FCNB on all 3 - EX deleted within 2 days, TU deleted within 3 days -- EQ still has it showing as DISPUTED... supposed to be finished on 08/08... I guess I will wait and see.
