How Can the CRA's Prove It?

Discussion in 'Credit Talk' started by lbowman, Sep 7, 2001.

  1. lbowman

    lbowman Well-Known Member

    Quick question,

    When an item is disputed, the CRA's send out a letter saying they got your request and the expected completion date. Then after the investigation, the send you your update info. All of this is done by regular mail. If a dispute is sent by the consumer via certified mail and they don't get the items removed/updated, can they just claim that they never received a response and in turn get the items removed? Is there any way to track the info the CRA seny to the consumer?

    Just wondering...............

  2. Lionel

    Lionel Well-Known Member

    That's possible, but...

    if you contacted the cra's and said that you didn't receive the letter, they would send you a copy. if you went to the ftc or atty general and say you didn't recieve anything, the cra would again show that agency the verification steps they took, along with a copy of your letter.

    so i think it's possible, but there are some safegurads for the cra, i would imagine.

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