Quick question, When an item is disputed, the CRA's send out a letter saying they got your request and the expected completion date. Then after the investigation, the send you your update info. All of this is done by regular mail. If a dispute is sent by the consumer via certified mail and they don't get the items removed/updated, can they just claim that they never received a response and in turn get the items removed? Is there any way to track the info the CRA seny to the consumer? Just wondering............... lb
That's possible, but... if you contacted the cra's and said that you didn't receive the letter, they would send you a copy. if you went to the ftc or atty general and say you didn't recieve anything, the cra would again show that agency the verification steps they took, along with a copy of your letter. so i think it's possible, but there are some safegurads for the cra, i would imagine.
