This may sound like a stupid question....but I dont care! To you mortage gurus: How can the builder for my townhome call me today and tell me they have a settlement date for me (left a message on my answering machine) when I have not received an approval for the mortgage from the mortgage company. I am so confused. The original settlement date was proposed for Sept 15. How are they finalizing a settlement date w/o approval? Is this routine? Help me out here please? Thanks
Hi Roni, that happened to me to. I had my loan officer call them and negoitate the most comfortable date for me. It's really up to use to bridge the gap.
Roni this isn't anything unsual, tenative closing dates are set all the time prior to final approval.