Back in March I received my first 3 in 1 credit report from one of the site - forget which. Transunion had a cc Chevy Chase listed on there. I disputed it with other items, and it no longer shows up on any of the 3in1 reports. It also never shows up on the reports that transunion has sent to my home. However, when I went to the myfico site and bought a copy of my credit report and score it lists chevy chase as a negative item. The updated report sent to my home after the first dispute lists all the items I disputed - and it isn't listed on there either. Why would this only show up on their web site and nowhere else? And what could I possibly do to get rid of it? I disputed it last night on the web site.