I disputed. verified. Here's the strange part. I don't believe this account is still being actively reported (paid in 98). But on my TransUnion account, in 6/00 they verified and sent me conf of 90+ 1 time. Mysteriously, since then, it's now magically changed to 90+ 2 times late. No other bureau shows this. Any comments as to what's happened? I'm going to try and redispute it (sure they'll say it was already verified) fortunately I still have my old "verified" report showing only 1 time 90+ late. How could this ever change since it's a dead account????? Do you think they have a subprogram to "slightly" change our ratings hoping we won't catch it for a year or 2? I just don't see how it could've legitimately changed!!! Comments?