I am thinking about applying for the Nextcard, but am concerned about being denied. I have a BK from 92 and all other prime cards have denied me! I have about 15 positive trade lines on all reports (the BK still appears - the only negative). Any input would be great! chet
RE: How difficult to get NEXTC I have some old baddies, and 2 recently closed positive trade lines. (aria and some other lame card) 2 open capital one cards (1yr old), and 1 citibank platinum ($4k limit), and they denied me about 1 month ago. cited delinquencies cited collections.
RE: How difficult to get NEXTC I personally think that as long as you have the BK on record, every prime visa card is going to turn you down. I too have had a BK '98.
RE: How difficult to get NEXTC I have no derogs and was declined. Too many recently opened tradelines. Number of inquiries in the last 12 months. Called and explained my situation, and they told me to wait 6 months and try again.
RE: How difficult to get NEXTC I had practically no credit history a 1 yr old Cap1 card and a delinquency from '96 and was approved online for an unsecured visa ($500). Good luck !