How difficult to get NEXTCARD?

Discussion in 'Credit Talk' started by Chet, Jan 27, 2001.

  1. Chet

    Chet Well-Known Member

    I am thinking about applying for the Nextcard, but am concerned about being denied. I have a BK from 92 and all other prime cards have denied me! I have about 15 positive trade lines on all reports (the BK still appears - the only negative).

    Any input would be great!

    chet
     
  2. sam

    sam Well-Known Member

    RE: How difficult to get NEXTC

    I have some old baddies, and 2 recently closed positive trade lines. (aria and some other lame card)
    2 open capital one cards (1yr old), and 1 citibank platinum ($4k limit), and they denied me about 1 month ago.

    cited delinquencies
    cited collections.
     
  3. Jim

    Jim Well-Known Member

    RE: How difficult to get NEXTC

    I personally think that as long as you have the BK on record, every prime visa card is going to turn you down.

    I too have had a BK '98.
     
  4. JimmyW

    JimmyW Guest

    RE: How difficult to get NEXTC

    I have no derogs and was declined. Too many recently opened tradelines. Number of inquiries in the last 12 months. Called and explained my situation, and they told me to wait 6 months and try again.
     
  5. Larry

    Larry Guest

    RE: How difficult to get NEXTC

    I had practically no credit history a 1 yr old Cap1 card and a delinquency from '96 and was approved online for an unsecured visa ($500).

    Good luck !
     

Share This Page