Just had a TL pop up on EQ, DOLA is 1/99. I'm quite certain it's at least a year or more in error. In MA, it's 8 months before SOL expires (6 years) and it's 20 months before it can fall off my CR. I'm not worried about any collection activity, because it was included in my Ch7 BK. I'd like to avoid having that show on my CR, since my BK was 8/01 and it would stick around for another 2.5 years. What is the best way to get DOLA changed? This is an OC, so validation is not something I can count on. If I were to submit evidence, it would not be conclusive since all I have is checks I wrote and then, didn't write. Trying to say a check written in '97 was my last payment is not going to help me prove it. Appreciate any ideas or experience from anyone who's challenged a DOLA.