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How do I dispute this

Discussion in 'Credit Talk' started by iontrap, May 26, 2003.

  1. May 26, 2003 #1
    iontrap

    iontrap Active Member

    On my Experian report it is showing my Best Buy card with the correct date for the account being opened, 8/01. But it is showing that it has been reported since 9/97 and a 30 day late in 9/00.
    What would be the best way to dispute this?
     
  3. May 26, 2003 #2
    jlynn

    jlynn Well-Known Member

    Dear Evil Experian:

    How could I have possibly been late in 9/2000 when the account was not opened until 8/2001?

    I had the same problem - they fixed it.

    Oh yeah, the first time they verified it was reporting accurately. Procedures request got rid of it.
     
  4. May 26, 2003 #3
    GEORGE

    GEORGE Well-Known Member

    "I can't have a LATE PAYMENT before the account was opened"

    Please remove the LATE PAYMENT notation
     
  5. May 26, 2003 #4
    bigmon

    bigmon Well-Known Member

    Don't fell bad. I have an AMEX that charged off 1 year before the account was opened.

    EXP verified it 3 times and claims it's accurate. The nice thing is the dates show the account ready to fall off in 1 year instead of 5 years from now.
     
  6. May 26, 2003 #5
    iontrap

    iontrap Active Member

    Thanks for all of the replies.
    I hope it won't be too difficult getting this corrected.
     

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