I am going to appeal my Target application. I applied and was told I was denied. I called back and asked what were their credit terms for approval. This lady told me they go back 7yrs. I asked her if she was sure about that. She said yes. The reason I want to appeal is I know there are many here who have posted stating that they were approved for Target and they had either low scores (500+), or filed BK, etc.... I don't know what my current score is (probably 599 or higher) but I never filed BK and still I'm denied. Also, I think that lady was drinking on the job. Anyway, what do I do? Does anyone know the point of contact? Thanks.
It will ask you what company and you just type in Target. They should give you the contact. Good luck!
It will be a fill-in-the-blank thing and it will pretty much put the letter together for you with you filling in the details! The best way to see is to just try it! Good luck! I understand about Mondays!
Every company is different..for instance, cap 1 will respond in hours..others may not respond at all.
PFB AMEX...(WIFE)...<48 HOURS BY E-MAIL FIRST USA (ME)...NEVER DISCOVERCARD (ME)...NEVER NEXT CARD (WIFE)...NEVER...(DID RESPOND TO MOST ON-LINE E-MAILS) CITIBANK (ME)...NEVER YOUR RESPONSE MAY VARY