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Discussion in 'Credit Talk' started by joer, Oct 28, 2001.
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Simple ,dont pay it while it's on there!
For future reference, don't pay unless there is an agreement for deletion between you and your creditor. Don't even bother with the CRA; they won't do anything about it. Go to the creditor! Write some sort of letter like I did after paying my charge-off to AMEX. I said that I had fulfilled my financial obligation with them and that I had now become responsible and shouldn't it reflect that on my report? I also added that I paid it off which is more than most people do and that they didn't have to take a loss. Just kiss ass and sweeten your letter up and you should have no problem...that is, if they're a reasonable creditor. Good luck!
Here is how the credit system system works on this .If you pay it you get the shaft. The guy who don't pay it gets a reward!