i want to establish credit but no one will give me credit without already haveing credit can i get someone to give me credit?
RE: How do you establish credi Honey, you have to start out with a secured credit card when you have no credit or bad credit. A good choice would be Capital one secured (low deposits required) or First Consumers National Bank. roni
RE: How do you establish credi That's surprizing.. I had a tone of inquires no credit at the time I applied .. Any they gave me a card . true it was 100 . but it was amazing considering no one at the time gave me anything ! Don't know about negative credit.. Elizabeths post stated that she had no credit.
RE: How do you establish credi Yes your best bet would be a secured card, and Target is also easy to get as well.
RE: How do you establish credi They will probably give her one. I have negatives of course and they wont touch me. $100 is their standard. roni
RE: How do you establish credi Target/Mervyn's requires 1-2 trade lines with 6 months on them! Actually Mobil and Exxon are the easiest, but they too require at least 1 trade line for 4 months.
RE: How do you establish credi Macy's is easy to get. Make sure your residency is stable (1+ Years) Job is stable (1+ Years), and your telephone # is listed in the phone book, yes they will check, and maybe even call and ask for you. Expect $100-$200 credit limit. They will bump this to $500 in 3-4 months if you ask. Otherwise. Capital One will very likely approve you for $99 for $500 mastercard. Go apply to capitalone.com secured program, before you go to macy's. There's a very good reason for doing that.
RE: How do you establish credi It pisses me off that some creditors expect my number in the phone book. Why can't they just call?
RE: Capital One I have a 3 year charge off with them in 2000 I applied online and they sent me a letter stating that I have a charge off with them am I will not be able to get their carf.