My question is, right now if I combine all my cl I have $3500. I would like to sit comfortably on ten thousand. No more no less. How do I get to that point. Some of you know that I've been working on my credit since August of last year. Yes, I've went from $1000 to $3500 but I'm not satisfied. Also...one more question........ HOW DO I GET OUT OF SUB-PRIME HELL???!!!!