How do you people keep up with all three scores and reports? How often do you pull scores and reports? Any service provides all these? It is kinda expensive if you are trying to pull scores and reports from all.
welcome to the board, inpark. if you are just looking at your report to see if there is new activity or if your disputes have gone through, your best bet might be a 3-in-1 offer, such as privacyguard.com. PG has an offer where you can try the service (all three reports and an EXP FACO score) for $1 for three months. After that, its like $80/year -- but still, that's less than $7 a month and you can keep up with all the changes being made on your report. You can buy the other two scores for like $10, but its also their FACO scores, I believe. I think if you need to know your true FICO, you'll need to buy it at EXP or myfico.com. I believe that's the only way to get that. also, if you need to get your reports for the first time, I don't recommend the 3-1 services ... they are not as detailed, such as they do not include the creditor's address. If you are starting out, I'd get one from each CRA and then get a 3-1 service for monitoring purposes. just my opinion, but I hope it helps. peace, delilah
