so you do not get inquiries-and does this mean you will not get any pre qual offers anymore.And is this a negative if you are applying for a loan? Does this mean one cannot get there credit file pulled by anyone even if initiated by the consumer for a loan ,mortgage etc.?
OPT-OUT is only for promotional inquires. It stops nobody from pulling a credit report when you apply for credit. ------------------------------------------------------------------------------------------ Marketing List Opt Out Every day your mailbox contains another interesting offer of credit or merchandise, such as catalogs, vacations, or credit cards. Shopping by mail gives you numerous choices and opportunities. However, while millions of Americans welcome these choices, others prefer not to receive such mailings. Opt-Out Contact Information TransUnion wants to help direct marketers give American consumers the choices they want. This choice includes the right to say, "No, thank you" to these direct mail offers. If you want your name and address removed from all mailing lists offered by the main consumer credit reporting agencies â?? TransUnion, Experian, Equifax, and Innovis â?? call 888-5OPTOUT (888-567-8688), or write to the following address: TransUnion LLC's Name Removal Option P.O. Box 97328 Jackson, MS 39288-7328 Include the following information with your request: First, middle, and last names (including Jr., Sr., III) Current address Previous address (if you've moved in the last six months) Social Security number Date of birth Signature
