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How does a CRA verify a BK?

Discussion in 'Credit Talk' started by AtlantaGA, Oct 29, 2003.

  1. Oct 29, 2003 #1
    AtlantaGA

    AtlantaGA Well-Known Member

    What process do the CRAs use to verify a BK? Do they have to go to the courthouse and look at the paperwork?
     
  3. Oct 29, 2003 #2
    supershawn

    supershawn Well-Known Member

    Most simply use the PACER system, although there are simpler electronic methods available.

    Shawn
     
  4. Oct 29, 2003 #3
    dduke25

    dduke25 Well-Known Member

    I thought the cra had to go to the local courthouse no matter what is this true.
     
  5. Oct 29, 2003 #4
    Nineflies

    Nineflies Well-Known Member

    No trips to the Courthouse. Pacer, or some other easy way. I have the impression that they hire differant services to report and confirm such things. Probably the same people who gave my BK info to every car dealer in a million mile radius.

    Under FCRA, they should be required to give you a step-by-step on their verification process. Rather than trying to get them to do that, maybe you ought to try pulling a chicken's teeth. Probably easier

    More litigious people may have more info??
     
  6. Oct 29, 2003 #5
    scorpio07

    scorpio07 Well-Known Member

    NineFlies,

    I see your scores a high did you have your BK removed from your CR?
     
  7. Oct 29, 2003 #6
    lbrown59

    lbrown59 Well-Known Member

    NO
     
  8. Oct 30, 2003 #7
    Nineflies

    Nineflies Well-Known Member

    Just from TU
     
  9. Oct 30, 2003 #8
    bev3180

    bev3180 Active Member

    I am in the process of disputing my prior addresses. I have read that if the old addresses are gone previous public records with the old address cannot be verified.

    Anyone have this experiece? I will post my results in a few weeks.
     
  10. Oct 30, 2003 #9
    Nineflies

    Nineflies Well-Known Member

    It is definately the first step. Some things fall off easily because of this.
     

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